Frequently asked questions.
Below you’ll find answers to the most common questions about faith-based financial coaching for young adults, engaged couples, and newlyweds — from how it works to what makes Grace & Goals different. I serve clients virtually across Washington and nationwide.
Q: What exactly does a financial coach do?
A: A financial coach helps you create a personalized plan to manage your money more confidently. Together, we’ll build better habits, organize your budget, and create a realistic strategy to reach your goals — whether that’s paying off debt, preparing for marriage, saving for the future, or finally feeling in control of your finances.
Q: How is coaching different from financial advising or therapy?
A: Financial coaching focuses on day-to-day money habits and practical planning. Unlike a financial advisor, I don’t sell investments or financial products. And unlike therapy, we focus on your money behaviors and mindset — not mental health. Coaching helps you take action, build structure, and stay consistent with your financial goals so you can make progress with confidence.
Q: Who do you work with?
A: I work with young adults, women, engaged couples, and newly married couples who feel overwhelmed by their money and want a clear plan for what’s next. Whether you’re planning a wedding, becoming a newlywed, buying your first home, managing debt, or trying to stop living paycheck to paycheck, I’ll help you get organized and move forward with confidence.
Q: What if I’m embarrassed or nervous to talk about money?
A: That’s completely normal — and I get it. Money can feel personal, emotional, and even shameful at times. My approach is judgment-free and encouraging. You’ll never be lectured or pressured — just supported. Every session is 100% confidential and focused on grace, progress, and practical next steps — never perfection.
Q: How do we meet for coaching sessions?
A: All sessions are hosted virtually via Google Meet, so you can join from anywhere in Washington or nationwide. If you’re local to Lynden, WA and prefer in-person sessions, I can make arrangements upon request.
Q: What should I expect after my first session?
A: After your Grace Game Plan session, you’ll leave with a personalized monthly budget, savings strategy, and clear next steps. You’ll know exactly what to focus on between sessions so you start seeing real progress and confidence with your money right away — whether you’re an individual, engaged couple, or newlywed.